Gerard was appointed to the Board in April 2019 representing the Cook Islands Bankers’ Association. He is the Chief Executive Officer of Capital Security Bank and has over 26 years’ experience in banking, treasury management and debt raising in international markets. Gerard’s banking career has included over 21 years with HSBC, New Zealand Branch with his last position being the Head of Global Markets and Financial Institutions, NZ. He was a member of the Executive Committee reporting to the CEO and responsible for Treasury Funding and Liquidity, Treasury Sales (Foreign Exchange and Interest products), Financial Institutions and Sub-Custodian businesses for the Branch. Prior to this Gerard was Head of Debt Capital markets for HSBC originating wholesale bond issues for clients domestically and internationally, arranging syndicated loans and specialised funding. Gerard is a chartered accountant and Member of Institution of Finance Professionals New Zealand.